| Life can be unpredictable with obstacles, making it sometimes difficult to stay afloat. Whether it is the loss of a loved one, stress from work, or financial woes, everyone faces challenges and does at some point, struggle with remaining optimistic or hopeful. Nonetheless, it is still important to maintain positivity to keep us going; by finding the good in the bad, and being the light in the darkness. For this issue, let us explore on what being positive means & how we can harness it in ways that truly benefit our lives. | | 7 Ways to Stay Positive Even During the Toughest Times Scientists found that even though people who identify as optimists tend to be more positive in general, they too start assuming the worst as the moment of truth about something important nears. On the other hand, some people would rather stay positive whenever possible, since it's easier to fight off stress and anxiety when you have a sunny outlook. Here, we've gathered some of our favourite expert tips for staying optimistic when you're dealing with some super hard stuff. | | Positive Money Mindset: 15 Tips to Transform Your Money Mindset from Negative to Positive Do you find yourself feeling down about money or uninspired? Maybe you aren't making as high of an income as you'd like to be. Something that contributes a lot to your success is the way you think. A positive money mindset can change your outlook and improve your finances. Here are 15 tips to transform your money mindset when you need to think positively. | | Your brain is wired for negative thoughts. Here's how to change it.  | | Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | | Ferlyn Ho | | | | | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above.
© Ferlyn Ho, All rights reserved. | |  | | Jasmine I first met Ferlyn in November of 2020, I was really lost and didn’t know what I wanted to do after graduating from University.
Back then many people around me were struggling with their mental and emotional state mainly due to Covid, myself included. I shared my concerns with her, and she just knew the right things to discuss to help me cope and sort out my thoughts.
Needless to say, I decided to put my faith and trust in her, and I’ve never been more grateful. She is so full of energy and never hesitates to come to my assistance when asked.
I strongly believe that a great leader is someone who makes sacrifices and puts others before themselves, so if this is what you’re looking for, come join team Ferlyn! | |  | | Tang I meet Ferlyn at a roadshow as a financial consultant and she has been my financial consultant since 2015.
She's a professional, patient and responsible financial consultant. During meetup, she explains and answered my doubts on the spot and it shows her knowledge is exceptional. While she updates me on changes or new policy, she would spend the time to ensure that I understand the policy. Over the years, we have been friends and not she is not like the typical financial consultant.
I'm thankful that I met Ferlyn and have her as my financial consultant! | |  | | Azman My brother introduced me to Ferlyn three years ago. Ferlyn makes me feel extremely at ease because she is not aggressive and does not encourage you into buying things you do not require. I have the impression that she sincerely cares about her clients' well-being. I may not have enough time to research insurance, but Ferlyn has always taken the time to educate me and inform me of my many alternatives so that I may make an informed decision. I will recommend Ferlyn! | |  | | Elaine I’ve know ferlyn for about 12 years and there was even a time when I was a financial consultant myself. As soon as I quit the industry, I got all my policies from her.
She is an honest, responsible and morally upright financial consultant, which is rare in today’s times. These days many financial consultants prefer to sell policies with the highest sales commission for their own benefit instead of what is best for their client. Being someone with industry knowledge, I know that the policies that she sells to her clients are what is really best for them, instead of the ones where she can earn the highest commission. Financial consultants with a conscience like Ferlyn are far and few these days.
Her after sales service is also superb. When my husband and daughter got admitted to the hospital, she was only a text away. Finding someone who is dependable is especially important during time of crisis when you are already feeling mentally distraught. Ferlyn is definitely someone you can rely on and I hope that everyone out there will have the privilege of working together with an incredible financial consultant like her! | |  | | Nelson Ferlyn has been my financial consultant since 2015. My first question to her was "Will you stay with the organisation?". She replied, "Of course, I will try my best as much as possible.".
Her commitment to work is impeccable! Ferlyn's patience toward the client is valued highly. I am extraordinarily fortunate to have her as my financial consultant! | |  | | Susan, Senior Financial Consultant Ferlyn is not my first leader but definitely one of the best I’ve ever had.
When I took a leap of faith for mid-career switch, I was full of confusion and anxiety as I did not know what lies ahead. It has been 3 years since I joined in 2019, and joining this career was a decision I never looked back.
Ferlyn was there for me from the very beginning of my journey till now. Even though her team expanded rapidly, she never fails to check on every single one of us in her team (or at least me). Regardless of good or bad times, she always sees the good and encourages us continuously. Her genuine interest and consistent effort for the team is what keeps it going.
She is named the “Superwoman” in our agency for being competent in both her own production, as well as managing her team. She has a life too. Want to know how? Join her today and you will learn more than you thought you would! | | | | |
