| As humans, the pursuit of change and progress is something that is innate to every one of us. Like it or not, there will always be things in life that we hope could be a little different, a little better in the way that daily situations & events turn out. It could be in the way we think, speak, or the way we handle everything from our finances to our relationships with others. We seek to become better -- and we should. As we strive to continuously exceed our potential, we rise above all previous versions of ourselves and grow stronger. In this issue, we look at some ways in which we can embrace a better self and an even better future. | | The Relentless Pursuit of Improvement It is no secret that I believe growth is the only guarantee that tomorrow will be better. It is no mystery that I think personal growth is the steppingstone to success for any leader. If you or I want to stay in front of the curve and lead others, then we must do the work that keeps us out front. We must continually improve. But as I seek to improve, there is one thing I know not to chase, and that is perfection. Perfection is a trap. Do not chase perfection as a leader - chase improvement. Make today better than yesterday so tomorrow can be better than today. The relentless pursuit of improvement will take any leader far. | | I used to be jealous of other people's wealth and success - here is how I finally got over it Envy. It is an emotion that we all feel at some point. It is also a really dangerous emotion when we are trying to build a strong financial life. Envy is pure poison to a healthy financial life. After all, envy encourages us to make some pretty poor decisions. Like every other character flaw, however, envy can be overcome. You can directly reduce the envy itself, or you can at least reduce the bad choices you make as a result of envy. Here are seven strategies I use to cut envy out of my own life. | | To reach beyond your limits by training your mind | Marisa Peer | TEDxKCS  | | Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | | Ferlyn Ho | | | | | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above.
© Ferlyn Ho, All rights reserved. | |  | | Jasmine I first met Ferlyn in November of 2020, I was really lost and didn’t know what I wanted to do after graduating from University.
Back then many people around me were struggling with their mental and emotional state mainly due to Covid, myself included. I shared my concerns with her, and she just knew the right things to discuss to help me cope and sort out my thoughts.
Needless to say, I decided to put my faith and trust in her, and I’ve never been more grateful. She is so full of energy and never hesitates to come to my assistance when asked.
I strongly believe that a great leader is someone who makes sacrifices and puts others before themselves, so if this is what you’re looking for, come join team Ferlyn! | |  | | Tang I meet Ferlyn at a roadshow as a financial consultant and she has been my financial consultant since 2015.
She's a professional, patient and responsible financial consultant. During meetup, she explains and answered my doubts on the spot and it shows her knowledge is exceptional. While she updates me on changes or new policy, she would spend the time to ensure that I understand the policy. Over the years, we have been friends and not she is not like the typical financial consultant.
I'm thankful that I met Ferlyn and have her as my financial consultant! | |  | | Azman My brother introduced me to Ferlyn three years ago. Ferlyn makes me feel extremely at ease because she is not aggressive and does not encourage you into buying things you do not require. I have the impression that she sincerely cares about her clients' well-being. I may not have enough time to research insurance, but Ferlyn has always taken the time to educate me and inform me of my many alternatives so that I may make an informed decision. I will recommend Ferlyn! | |  | | Elaine I’ve know ferlyn for about 12 years and there was even a time when I was a financial consultant myself. As soon as I quit the industry, I got all my policies from her.
She is an honest, responsible and morally upright financial consultant, which is rare in today’s times. These days many financial consultants prefer to sell policies with the highest sales commission for their own benefit instead of what is best for their client. Being someone with industry knowledge, I know that the policies that she sells to her clients are what is really best for them, instead of the ones where she can earn the highest commission. Financial consultants with a conscience like Ferlyn are far and few these days.
Her after sales service is also superb. When my husband and daughter got admitted to the hospital, she was only a text away. Finding someone who is dependable is especially important during time of crisis when you are already feeling mentally distraught. Ferlyn is definitely someone you can rely on and I hope that everyone out there will have the privilege of working together with an incredible financial consultant like her! | |  | | Nelson Ferlyn has been my financial consultant since 2015. My first question to her was "Will you stay with the organisation?". She replied, "Of course, I will try my best as much as possible.".
Her commitment to work is impeccable! Ferlyn's patience toward the client is valued highly. I am extraordinarily fortunate to have her as my financial consultant! | |  | | Susan, Senior Financial Consultant Ferlyn is not my first leader but definitely one of the best I’ve ever had.
When I took a leap of faith for mid-career switch, I was full of confusion and anxiety as I did not know what lies ahead. It has been 3 years since I joined in 2019, and joining this career was a decision I never looked back.
Ferlyn was there for me from the very beginning of my journey till now. Even though her team expanded rapidly, she never fails to check on every single one of us in her team (or at least me). Regardless of good or bad times, she always sees the good and encourages us continuously. Her genuine interest and consistent effort for the team is what keeps it going.
She is named the “Superwoman” in our agency for being competent in both her own production, as well as managing her team. She has a life too. Want to know how? Join her today and you will learn more than you thought you would! | | | | |
